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Key takeaways. Personal injury protection (PIP) insurance is mandatory in Michigan. PIP can pay for medical bills, lost wages and other costs associated with auto accident injuries for you, your ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
The last time of insurance that is part of a no-fault policy is residual bodily injury and property damage liability. The minimum coverage levels for this are 20/40/10.
Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements
Subrogation is the assumption by a third party (such as a second creditor or an insurance company) of another party's legal right to collect debts or damages. [1] It is a legal doctrine whereby one person is entitled to enforce the subsisting or revived rights of another for their own benefit. [2]
On January 17, 2013, Governor Rick Snyder ordered that the Office of Financial and Insurance Regulation (OFIR) be transfer out of the Michigan Department of Licensing and Regulatory Affairs to form a new principal department, the Michigan Department of Insurance and Financial Services, effective March 19, 2013. [3]
The State of Michigan provides a pension for all former members of the Michigan National Guard (Army or Air) who meet specific eligibility requirements. [13] To receive the benefit, applicants must have reached age 55, separated from service, and have served a minimum of 19 years, 6 months and 1 day of active service in the State Defense Forces ...
Michigan Dept. of State Police v. Sitz , 496 U.S. 444 (1990), was a United States Supreme Court case involving the constitutionality of police sobriety checkpoints . The Court held 6-3 that these checkpoints met the Fourth Amendment standard of "reasonable search and seizure."