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2. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...

3. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   The method can help you pay down debt faster, depending on the loan’s term. Cons of debt consolidation. Loans require a good to excellent credit score (670 or higher).

4. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   A credit counseling agency is (typically) a nonprofit organization that offers advice and counseling for those who need help managing debt. These companies help consumers create debt management ...

5. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

6. Innovis - Wikipedia

   en.wikipedia.org/wiki/Innovis

   Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies". [3]

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...