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Visitor’s health insurance, also known as visitor’s medical insurance, is a form of short-term travel medical insurance policy that visitors of any country can purchase to obtain coverage protection for accidental injury or disease that occurs during their stay in the host country.
A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance.
Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]
Cost factor. What it means. How it impacts your rate. Age and health. Age, overall health and lifestyle habits play a large role. Younger applicants typically pay lower premiums; those with health ...
Buying life insurance is a key component of a comprehensive financial plan. There are many different types of life insurance policies available. Contact your financial advisor to discuss your life ...
Life insurance provides financial security for beneficiaries, which can be a relative, friend or organization. Life insurance policies are available for defined periods of time, typically 10 to 30 ...
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
As travel insurance is a risk-based product, many policies will exclude events which may be of a far-reaching and poorly quantified risk, such as pandemics and endemics, [16] acts of war, and terrorism. [17] Some policies exclude travel to certain countries, or parts of countries, where a greater risk is expected.