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Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
The maximum spousal benefit is 50% of your spouse’s primary insurance amount. That’s the benefit they’ll qualify for once they’re full retirement age, which is 67 for anyone born in 1960 ...
Here are some key rules to follow. 1. If you're married, you can't file until your spouse claims Social Security. If you're someone who's divorced, you don't need to wait for your ex to claim ...
The average spouse of a retired worker collects just over $900 per month, according to data from the Social Security Administration from August 2024, so it pays to take advantage of this type of ...
Spousal Social Security benefit rules for ex-spouses are a little different: The worker must qualify for Social Security retirement benefits. This requirement is the same as for currently married ...
The rules of spousal benefits can differ from those that pertain to claiming Social Security based on your own work record, so it's important to understand how spousal benefits work. Here are ...
The spouse or divorced spouse of a retirement beneficiary is eligible for a Social Security spouse benefit if the spouse or divorced spouse is 62 or older. The benefit amount is equal to 50 percent of the retirement beneficiary's Primary Insurance Amount (PIA) if the spouse claims the benefit at the full retirement age or later.
Benefits may be reduced so that the spouse receives as little as 32.5 percent of the retiree’s benefit. The spousal benefit is reduced by about seven-tenths of 1 percent for each month before ...
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related to: social security spousal benefit rules