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  2. Denied a mortgage to buy a Florida condo? A secret, quasi ...

    www.aol.com/denied-mortgage-buy-florida-condo...

    The blacklist appears to have grown substantially since Fannie Mae enacted stricter requirements for condos to qualify for loans and mortgages that it backs a year after the Champlain Towers South ...

  3. How does a condo mortgage work? - AOL

    www.aol.com/finance/does-condo-mortgage...

    The requirements for a vacation home mortgage vary, depending on the type of loan you have and the condo you buy. For example, you cannot use VA loans or FHA mortgages for vacation homes.

  4. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    If a loan's origination amount is above the CLL then a mortgage is considered a jumbo loan, and typically has higher rates associated with it. This is because both Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market, making the demand for a non-conforming loan much less. By virtue of the laws of ...

  5. How to find if your Florida condo is on a secret blacklist ...

    www.aol.com/florida-condo-secret-blacklist...

    Fannie Mae, a federally chartered companies that helps determine who qualifies for home mortgages, has for at least two years maintained a confidential database of condo buildings that it won’t ...

  6. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  7. Uniform Residential Appraisal Report - Wikipedia

    en.wikipedia.org/wiki/Uniform_Residential...

    A Uniform Residential Appraisal Report or URAR is one of the most common forms used in United States real estate appraisals.It was created to allow for standard reporting and analysis of single-family dwellings or single-family dwellings with an "accessory unit".

  8. Federal Housing Finance Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

    The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...

  9. When condo and homeowner associations report to master ... - AOL

    www.aol.com/condo-homeowner-associations-report...

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