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  2. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    In areas where UPI adoption is high, loans to new credit borrowers have increased by 4%, while loans to subprime borrowers have increased by 8%. As an example of how digital financial records helped lenders better evaluate applicants, the authors pointed out that a 10% increase in UPI transactions resulted in a 7% increase in credit availability.

  3. Payment and settlement systems in India - Wikipedia

    en.wikipedia.org/wiki/Payment_and_settlement...

    Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform. The Unified Payment Interface (UPI ...

  4. PhonePe - Wikipedia

    en.wikipedia.org/wiki/PhonePe

    PhonePe is an Indian digital payments and financial services company headquartered in Bengaluru, Karnataka, India. [5] [6] It was founded in December 2015, [7] [2] by Sameer Nigam, Rahul Chari and Burzin Engineer. [8]

  5. Indian agency searches fintech Paytm, Razorpay and ... - AOL

    www.aol.com/news/indian-agency-searches-fintech...

    India's financial crime fighting agency searched the offices of fintech unicorns Paytm and Razorpay as well as Cashfree on Friday as part of an ongoing investigation into fraudulent Chinese loan ...

  6. Sarvatra Technologies - Wikipedia

    en.wikipedia.org/wiki/Sarvatra_Technologies

    The company further managed 50% and 30% of the total transaction volume generated on the Unified Payments Interface (UPI) and the Immediate Payment Service (IMPS) platforms respectively. [14] That same year, the company's electronic funds transfer (EFT) switch was the recipient of a BFSI Innovation Tribe Award from The Economic Times. [18]

  7. Heads up if you’re a freelancer or small business owner: The ...

    www.aol.com/finance/heads-freelancer-small...

    It does not include personal payments you may receive from friends or family. Some things won’t change — like your tax obligation and the chance for errors Keep in mind, the rule change does ...

  8. Cred (company) - Wikipedia

    en.wikipedia.org/wiki/Cred_(company)

    Dreamplug Technologies Pvt. Ltd. d/b/a CRED is an Indian fintech company, based in Bangalore. [2] [3] [4] Founded in 2018 by Kunal Shah, [5] [6] it is a reward-based credit card payments app. [7] CRED also allows users to make house rent payments [8] and provides short-term credit lines.

  9. BHIM - Wikipedia

    en.wikipedia.org/wiki/BHIM

    BHIM (Bharat Interface for Money) is an Indian state-owned mobile payment app developed by the National Payments Corporation of India (NPCI), based on the Unified Payments Interface (UPI). Launched on 30 December 2016, [ 1 ] it is intended to facilitate e-payments directly through banks and encourage cashless transactions.

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