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2. The 7 Deadly Hobbies: Pastimes Your Insurer Hates - AOL

   www.aol.com/news/2011-10-04-the-7-deadly-hobbies...

   For people in the Lower 48 states, a mountain climbing hobby can cause life insurance premiums to increase $3.50 for every $1,000. In other places, it can increase premiums by $5 or more per ...

3. Adverse selection in life insurance - AOL

   www.aol.com/finance/adverse-selection-life...

   Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

4. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/calculator-much-life-insurance...

   4. Premium as Percentage of Income. Another method looks at how much you can reasonably spend on premiums. A common guideline is to allocate between 1% to 3% of your annual income toward life ...

5. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   Life insurance providers typically raise your rates to compensate for the risks associated with a dangerous lifestyle, such as a risky occupation or extreme hobbies.

6. Life insurance for felons - AOL

   www.aol.com/finance/life-insurance-felons...

   Life insurance is possible for people with criminal records, but approval varies by insurer. Recent or severe convictions may limit options to guaranteed issue policies, which don’t require ...

7. Kidnap and ransom insurance - Wikipedia

   en.wikipedia.org/wiki/Kidnap_and_ransom_insurance

   Kidnap and ransom insurance or K&R insurance is designed to protect individuals and corporations operating in high-risk areas around the world. Locations most often named in policies include Mexico, Venezuela, Haiti, and Nigeria, certain other countries in Latin America, as well as some parts of the Russian Federation and Eastern Europe.