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  2. How To Max Out Your 401(k) Contributions Before 2025 - AOL

    www.aol.com/finance/max-401-k-contributions-2025...

    A 401(k) is a tax-advantaged account designed to help you save for retirement. ... on hand to cover a lump sum contribution into a 401(k), maxing out your account might be possible this year ...

  3. Inherited 401(k) rules: What beneficiaries need to know - AOL

    www.aol.com/finance/inherited-401-k-rules...

    A 401(k) is an employer-sponsored retirement plan that workers can contribute to during their working life. ... Take a lump sum distribution: ... If you leave the 401(k) in the plan you inherited, ...

  4. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    A 401(k) plan is a tax-advantaged retirement savings tool offered by employers that allows eligible employees to contribute a portion of their salary up to a set amount each year.

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401(k) plans ...

  6. Cash balance plan - Wikipedia

    en.wikipedia.org/wiki/Cash_balance_plan

    The Lump Sum cases all held that because cash balance plans were defined-benefit plans, they had to abide by the rules for defined benefit plans when the employer calculates the lump sum actuarial present value by first accruing the account balance to normal retirement age and then converting the account balance at retirement age into a life ...

  7. Pay-as-you-go pension plan - Wikipedia

    en.wikipedia.org/wiki/Pay-as-you-go_pension_plan

    A pay-as-you-go pension plan (also called a "pre-funded pension plan") is a retirement scheme in which a contributor can either have a regular contribution deducted from each paycheck or make a lump-sum contribution to a retirement fund. [1] With such a plan, the contributor decides how much to contribute to the fund and chooses how it is invested.

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