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If you're a Texas retiree, you may live on a strict budget. So when it comes time for a major purchase -- like a car -- you may rightfully wonder how a loan would fit into your monthly expenditures...
Read about your car loan options, see how credit unions work, and learn why car loans from a credit union are a good option to buy a used or new car.
Security Service Federal Credit Union (SSFCU) is a credit union headquartered in San Antonio, Texas, federally chartered and federally insured by the National Credit Union Administration (NCUA) (excluding its insurance subsidiary). With more than $10.5 billion in assets, Security Service serves more than 800,000 members, and operates 66 ...
Originally set up as the Office of Regulatory Loan Commissioner in 1963, [4] the Office of Consumer Credit Commissioner (OCCC)’s current name was established when the Texas Credit Code was enacted in 1967. [5] The Texas Finance Commission oversees the OCCC, [6] and appoints the Consumer Credit Commissioner who serves at its will. [7]
Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.
Before applying for an auto loan, avoid opening new credit cards or loans. Making efforts to repair your credit score before you begin shopping will put you in a more favorable position with ...
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