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  2. What you need to know about short-term loans - AOL

    www.aol.com/finance/know-short-term-loans...

    Car title loans: Another type of short-term lending, a car title loan, allows the borrower to use their vehicle as collateral as long as it’s owned outright. These loans usually allow you to ...

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    New American Funding could also be a good option if you need help with your upfront loan costs. The lender offers up to $8,000 in down payment assistance, which can be used for closing costs and ...

  5. Personal loan vs. home equity loan: Which is the best fit for ...

    www.aol.com/finance/personal-loan-vs-home-equity...

    The short terms on personal loans can eat into your monthly budget, especially if you’re applying for a loan close to $50,000 or $100,000. When do I need the money?

  6. Fixed-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Fixed-rate_mortgage

    This monthly payment depends upon the monthly interest rate (expressed as a fraction, not a percentage, i.e., divide the quoted yearly nominal percentage rate by 100 and by 12 to obtain the monthly interest rate), the number of monthly payments called the loan's term, and the amount borrowed known as the loan's principal; rearranging the ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Demand loans are short-term loans [1] that typically do not have fixed dates for repayment. Instead, demand loans carry a floating interest rate, which varies according to the prime lending rate or other defined contract terms. Demand loans can be "called" for repayment by the lending institution at any time. [2] Demand loans may be unsecured ...

  8. How to build an emergency fund on any budget - AOL

    www.aol.com/finance/how-to-build-emergency-fund...

    7 tips to building your emergency fund. Living on a fixed income might make saving money feel impossible, but every dollar saved is that much more security for you going forward.

  9. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    Internal Revenue Service rules prohibit basing this fee on the amount of the expected refund. [5] An additional fee was usually charged for the services of originating a bank product and establishing a short-term bank account. By law this fee must be the same on both loan and non-loan bank products, and in 2004 the average fee was $32. [6]

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