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  2. Homeowners Insurance 101: What You Need to Know - AOL

    www.aol.com/news/2011-07-08-homeowners-insurance...

    A home's insurance value is based on the cost to rebuild the house, not the market value. And even though market values are still down in many areas, rebuilding costs are on the rise.

  3. Map shows average home insurance price in your state as risks ...

    www.aol.com/map-shows-average-home-insurance...

    Bankrate has found that the average cost of dwelling insurance, which covers the actual structure of your home should it need to be rebuilt, is $2,285 per year in the U.S. for a policy with a ...

  4. Rising tides and insurance costs: Coastal homeowners ... - AOL

    www.aol.com/finance/rising-tides-insurance-costs...

    The national average cost of home insurance is $1,428 per year for $250,000 in dwelling coverage ().The average cost of a homeowners insurance policy is 39 percent above the national average in ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to the ...

  6. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

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