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  2. Cancellation (insurance) - Wikipedia

    en.wikipedia.org/wiki/Cancellation_(insurance)

    A penalty method of calculate a score Ft V V by getttttwww lating the return premium [4] often used when the policy is canceled at the insured's request. It uses a table of factors that results in penalties that can be lower or higher than short rate (90% pro rata) depending upon the date of cancellation.

  3. Short rate - Wikipedia

    en.wikipedia.org/wiki/Short_rate

    Short rate cancellation (insurance), a penalty method of calculating return premium of an insurance policy; Short rate table, used to calculate the earned premium for such a policy; Short-rate model (interest), a mathematical model that describes the future evolution of interest rates by describing the future evolution of the short rate

  4. Option-adjusted spread - Wikipedia

    en.wikipedia.org/wiki/Option-adjusted_spread

    These securities must therefore pay higher yields than noncallable debt, and their values are more fairly compared by OAS than by yield. OAS is usually measured in basis points (bp, or 0.01%). For a security whose cash flows are independent of future interest rates, OAS is essentially the same as Z-spread.

  5. Parents regret taking out $150K whole life insurance policy ...

    www.aol.com/finance/parents-regret-taking-150k...

    Car insurance premiums in America are through the roof — and only getting worse. But less than 2 minutes can save you more than $600/year 5 minutes could get you up to $2M in life insurance ...

  6. Short-term car insurance in Texas - AOL

    www.aol.com/finance/short-term-car-insurance...

    Average cost of short-term car insurance. The average annual car insurance rate in the U.S. is $2,014 for full coverage, which includes optional collision and comprehensive coverage. In Texas, the ...

  7. Short-rate model - Wikipedia

    en.wikipedia.org/wiki/Short-rate_model

    Tree returning the OAS (black vs red): the short rate is the top value; the development of the bond value shows pull-to-par clearly . A short-rate model, in the context of interest rate derivatives, is a mathematical model that describes the future evolution of interest rates by describing the future evolution of the short rate, usually written .

  8. Understanding Short-Term Care Insurance - AOL

    www.aol.com/finance/understanding-short-term...

    Benefits for short-term care insurance are usually offered for up to a year. Coverage may provide customers with 100 to $200 a day to help offset long-term care costs.

  9. Lattice model (finance) - Wikipedia

    en.wikipedia.org/wiki/Lattice_model_(finance)

    Binomial Lattice for equity, with CRR formulae Tree for an bond option returning the OAS (black vs red): the short rate is the top value; the development of the bond value shows pull-to-par clearly In quantitative finance , a lattice model [ 1 ] is a mathematical approach to the valuation of derivatives in situations requiring a discrete time ...