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  2. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    Generally, a co-signer can be beneficial if a borrower needs help from someone with good credit just to get approved for a mortgage. If the borrower fails to pay, the lender has the right to ...

  3. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    A cosigner is someone who agrees to make payments on your personal loan should you fall behind for any reason. This means the cosigner is legally responsible for repaying the loan in full on your ...

  4. Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be ... it could affect your ability to qualify for a mortgage. Show comments. Advertisement.

  5. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  6. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    Lenders check for mortgage or rent payments, minimum credit card payments and auto, personal and student loan payments. ... Some lenders allow you to instead add a co-signer. Your co-signer will ...

  7. How much does a 1% change in mortgage rates actually ... - AOL

    www.aol.com/finance/how-much-does-1-percent...

    A cosigner is someone who agrees to take legal responsibility for the loan along with you, and having one can help you get all-around better terms on your mortgage — including a lower interest rate.

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