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  2. Getting a friend or a family member with a better credit history to co-sign a loan can make lenders more likely to grant these individuals a loan. But becoming a co-signer should not be taken lightly.

  3. Should you cosign a loan for your child or a loved one? A ...

    www.aol.com/finance/pros-cons-cosigning-loan...

    Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

  4. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    A cosigner is someone who agrees to make payments on your personal loan should you fall behind for any reason. This means the cosigner is legally responsible for repaying the loan in full on your ...

  5. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments. The guarantor is often a family member or trusted friend who has a better credit history than the person taking out the loan and the arrangement is, therefore, viewed as less risky by the lender.

  6. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    Generally, a co-signer can be beneficial if a borrower needs help from someone with good credit just to get approved for a mortgage. If the borrower fails to pay, the lender has the right to ...

  7. Countersign (legal) - Wikipedia

    en.wikipedia.org/wiki/Countersign_(legal)

    Also, a money order or other financial instrument may be signed once upon receipt, then signed again by the same person when presented for payment, as an indication that the bearer is the same person who originally received the item, and not a thief who has stolen the item before it could be carried to the place where it was to be presented.

  8. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    A cosigner is someone who agrees to take legal responsibility for the loan along with you, and having one can help you get all-around better terms on your mortgage — including a lower interest rate.

  9. What happens to your mortgage after you die? - AOL

    www.aol.com/finance/what-happens-to-mortgage...

    A cosigner can continue on with the reverse mortgage according to the contract. But any spouse or heir not listed as a coborrower must pay off the reverse mortgage if they want to keep the house.

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