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2. Overdraft - Wikipedia

   en.wikipedia.org/wiki/Overdraft

   The first overdraft facility was set up in 1728 by the Royal Bank of Scotland.The merchant William Hogg was having problems in balancing his books and was able to come to an agreement with the newly established bank that allowed him to withdraw money from his empty account to pay his debts before he received his payments.

3. Overdraft Protection: What Is It and How Does It Work? - AOL

   www.aol.com/overdraft-protection-does-210734246.html

   Overdraft protection is a service provided by banks and credit unions that allows you to overdraw your account. With overdraft protection, your bank will cover the difference for a transaction and ...

4. What is overdraft protection? - AOL

   www.aol.com/finance/overdraft-protection...

   Ways to avoid overdraft fees. A current trend among banks is to eliminate or reduce overdraft fees, as banks face pressure from lawmakers and consumer advocates to curb such fees. Some banks still ...

5. 7 Ways to Avoid Overdrafts ( & 4 Types of Overdraft ... - AOL

   www.aol.com/lifestyle/7-ways-avoid-overdrafts-4...

   Overdraft protection is a feature offered by many banks to help you avoid these fees by covering transactions when your account is overdrawn. If you spend more money than you have in your checking ...

6. Bank charge - Wikipedia

   en.wikipedia.org/wiki/Bank_charge

   In common parlance, the term often relates to charges in respect of personal current accounts or checking account. These charges may take many forms, including: monthly charges for the provision of an account; charges for specific transactions (other than overdraft limit excesses)

7. What is an overdraft fee and how can you avoid it? - AOL

   www.aol.com/finance/overdraft-fee-avoid...

   Overdraft fees can occur when your account has a negative balance due to a withdrawal, transfer or debit. ... If you are charged an overdraft fee, that doesn’t always mean you’re stuck paying ...

8. Transaction account - Wikipedia

   en.wikipedia.org/wiki/Transaction_account

   A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share account at credit unions, is a deposit account or bank account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the ...

9. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   2. Overdraft fees. 💵 Typical cost: $26 to $35 per occurrence. Overdraft fees happen when you spend more money than you have in your checking account, and the bank covers the difference ...