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  2. Thousands of US communities forgo federal flood insurance - AOL

    www.aol.com/thousands-us-communities-forgo...

    The federal government has been working for over a decade to support the development of a private flood insurance market. People in communities where NFIP coverage isn't available may be able to ...

  3. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against ...

  4. Homeowner Flood Insurance Affordability Act of 2014 - Wikipedia

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times." [6] These changes were to occur gradually over the course of five years. FEMA was also instructed to do a study ...

  5. Administration of federal assistance in the United States

    en.wikipedia.org/wiki/Administration_of_federal...

    In the United States, federal assistance, also known as federal aid, federal benefits, or federal funds, is defined as any federal program, project, service, or activity provided by the federal government that directly assists domestic governments, organizations, or individuals in the areas of education, health, public safety, public welfare, and public works, among others.

  6. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Federal first-time homebuyer programs: Loans and programs backed or offered by the federal government State, non-profit and employer-sponsored programs: Homebuying assistance at the local level

  7. Hurricane Helene exposes federal assistance gap in ... - AOL

    www.aol.com/news/hurricane-helene-exposes...

    Roughly 1 in 200 single-family homes in the region is covered by the National Flood Insurance Program (NFIP), according to a Reuters analysis of federal government data – a far lower level of ...

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