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Uninsured/underinsured motorist coverage is not required in Virginia, but drivers who have it on their policy must ensure coverage limits are in compliance with the new liability limit laws.
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Key takeaways. Virginia drivers are required to carry the state’s minimum insurance coverage or pay the DMV an uninsured motor vehicle (UMV) fee of $500 at every registration renewal.
Uninsured motorist coverage and underinsured motorist coverage are two different coverage options, but they are frequently listed together on your auto policy. ... Your state’s insurance laws ...
$25,000 of uninsured motorist bodily injury liability coverage per person. ... According to amended state law 625 ILCS 5/4-203, if you get caught driving without insurance in Illinois, the police ...
If the other driver also has uninsured motorist coverage, ... Following Florida’s “financial responsibility law,” you still have to prove to the state that you can pay for the injuries you ...
$25,000 of uninsured motorist property damage. By law, uninsured and underinsured coverage must be offered by insurance providers, but you can choose to waive these requirements by signing a ...