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Like any type of loan, your credit and finances have a major impact on the boat loan terms you qualify for. Financing a used vs. a new boat. Whether you're buying new or used, boat loans generally ...
Key takeaways. Used boat loans are offered by select banks, credit unions, online lenders and marine lenders. You could incur steeper borrowing costs if you finance an older boat.
Starting APR. 4.24%. Loan amounts. $10,000 to $5 million. Loan terms. 4 to 20 years. Credit scores. 700+ Fees. Processing fees. More Information About Bank of the West
The sales netted a much needed $248 million in cash for OMC. One portion of the money was used for capital improvements for its boatbuilding facilities while another portion was invested in building a new Suncruiser aluminum pontoon boat. Despite the large expenditures, OMC's decision to focus on boatbuilding proved to be a good one.
A pleasure boat with two lengthwise pontoons. A pontoon boat is a flattish boat that relies on floats to remain buoyant. These pontoons (also called tubes) contain much reserve buoyancy and allow designers to create large deck plans fitted with a variety of accommodations including expansive lounge areas, stand-up bars, and sun pads.
Boat loans are a type of installment loan that is used specifically for the purchase of a vessel. These loans can be secured or unsecured and typically have repayment terms of two to 15 years.
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