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  2. Line of credit - Wikipedia

    en.wikipedia.org/wiki/Line_of_credit

    A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds. A financial institution makes available an amount of credit to a business or consumer during a specified period of time.

  3. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    The CLTV for a property valued at $100,000 with a $50,000 first mortgage and a home equity lines of credit balance of $10,000 would be the 60% ($50,000 + $10,000)/ $100,000. The LTV for the stand-alone seconds and Home Equity Line of Credit would be the loan balance as a percentage of the appraised value.

  4. Secured vs. unsecured business line of credit - AOL

    www.aol.com/finance/secured-vs-unsecured...

    The required credit score of a secured business line of credit varies based on the lender, but businesses may be eligible with a minimum credit score of 500. Show comments Advertisement

  5. Capital requirement - Wikipedia

    en.wikipedia.org/wiki/Capital_requirement

    Capital requirements govern the ratio of equity to debt, recorded on the liabilities and equity side of a firm's balance sheet. They should not be confused with reserve requirements, which govern the assets side of a bank's balance sheet—in particular, the proportion of its assets it must hold in cash or highly-liquid assets. Capital is a ...

  6. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    4 ways to build your home equity faster. If you don’t have enough equity in your home to qualify for a loan or line of credit, building that equity isn’t going to happen overnight.

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Credit facilities or lines of credit; Corporate bonds (may be secured or unsecured) Peer-to-peer lending; The interest rates applicable to these different forms may vary depending on the lender and the borrower. These may or may not be regulated by law. In the United Kingdom, when applied to individuals, these may come under the Consumer Credit ...

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