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2. How to save for a down payment - AOL

   www.aol.com/finance/save-down-payment-202835260.html

   4. Look for down payment assistance programs. Down payment assistance could be an option if you’re struggling to save, especially if you’re a first-time buyer. This assistance can come in ...

3. How to save for a home down payment when rates are falling - AOL

   www.aol.com/finance/save-home-down-payment-rates...

   Down payment assistance is usually only available to first-time homebuyers and low- to moderate-income buyers, with the income threshold based on location. These programs are offered by state and ...

4. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Down payment assistance (DPA) programs provide homebuyers with loans or grants to help cover the down payment and closing costs. These programs are typically reserved for first-time homebuyers or ...

5. 8 Alternatives to Banks for Getting Down Payment Assistance - AOL

   www.aol.com/8-alternatives-banks-getting-down...

   Buying a home, for most people, is the biggest and priciest purchase they will ever make. Just saving up for a down payment traditionally can take years. Check Out: Real Estate: 10 Housing...

6. American Dream Downpayment Assistance Act - Wikipedia

   en.wikipedia.org/wiki/American_Dream_Downpayment...

   However, providing down payment assistance to income-eligible buyers has always been an eligible use of HOME funds, so many of the state and local governments that receive HOME funds, called "participating jurisdictions" or "PJs," continue to operate down payment assistance programs locally.

7. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Down payment assistance loans. Many first-time homebuyer programs offer a lower-cost first mortgage to help you buy the home, then a second mortgage to help you cover your down payment and closing ...

8. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   Homebuyer assistance programs vary by state and can amount to up to three percent of the loan amount for down payment or closing costs. Some states have special programs supporting home purchases in selected geographic areas. [3] There is more risk for lenders when individuals purchase a home as an investment property.

9. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   Many down payment grant programs are run by state and local governments, often using mortgage revenue bond funds. On May 27, 2006, the Internal Revenue Service issued Revenue Ruling 2006–27, in which it ruled that certain non-profit seller-funded down payment assistance programs (DPA programs) were not operating as "charitable organizations".