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  2. 8 best secured credit cards to help build or repair your credit

    www.aol.com/finance/8-best-secured-credit-cards...

    1. Research Secured Credit Cards: Begin by researching different secured credit card options available from various banks and credit unions. Look for cards that offer reasonable terms, such as low ...

  3. Should I get multiple secured credit cards? - AOL

    www.aol.com/finance/multiple-secured-credit...

    Most experts recommend keeping credit utilization below 30 percent of your available credit limits at all times, but this can be difficult with a credit limit as low as $200, a typical starting ...

  4. What is a secured credit card and how does it work? - AOL

    www.aol.com/finance/secured-credit-card-does...

    Credit utilization refers to the total amount of available credit you’re currently using in relation to the total amount of credit you have access to. Generally, it is best to keep your credit ...

  5. Chime (company) - Wikipedia

    en.wikipedia.org/wiki/Chime_(company)

    Until 2021 Chime's customer service agreement said deposits would be issued by check, mailed within 14 days. Thousands of customers waited 90 days or longer. The settlement gives at least $150 in redress to any customer who had a $10 balance after 14 days from account closure. The $3.25 million penalty was paid to the CFPB victims relief fund.

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A secured credit card is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. Thus if the cardholder puts down $1,000, they will be given credit in the range of $500–1,000.

  7. What Is a Secured Credit Card and How Does It Build Credit? - AOL

    www.aol.com/secured-credit-card-does-build...

    Unsecured Credit Card. Secured Credit Card. Deposit required? No. Yes. Minimum credit score required. Usually 670+ Available for scores under 579. Reports to credit bureaus

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