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2. Credit unions offering personal loans: What to expect - AOL

   www.aol.com/finance/credit-unions-offering...

   Key takeaways. Credit unions require membership to qualify. Interest rates tend to be lower than the national average. Many credit unions have more lenient eligibility criteria than banks.

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

4. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Before applying, review all fees and penalties of any personal loans you are considering. Additional monthly payment When you take out a personal loan, you add another payment to your budget.

5. Participation loan - Wikipedia

   en.wikipedia.org/wiki/Participation_loan

   Participation loans are loans made by multiple lenders to a single borrower. It is similar to syndicated loan but each lender passes the funds to the lead financial institution which provides the loan to the lender. Several banks, for example, might chip in to fund one extremely large loan, with one of the banks taking the role of the "lead bank".

6. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   There are several types of personal loans to choose from. Each has benefits and drawbacks. Before applying, understand how personal loans work and what to expect. Evaluate lenders carefully to ...

7. Unsecured guarantor loan - Wikipedia

   en.wikipedia.org/wiki/Unsecured_guarantor_loan

   In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.