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2. Buying a house in a flood zone? Know the risks first - AOL

   www.aol.com/finance/buying-house-flood-zone-know...

   The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an SFHA high-risk zone, your mortgage lender will likely require it.

3. Many homeowners think they don’t need flood insurance ... - AOL

   www.aol.com/finance/many-homeowners-think-don-t...

   The average flood insurance policy is $800, with the cost lessening for homes located outside of designated flood zones. According to the Insurance Information Institute (Triple-I), only 1 percent ...

4. Flood insurance isn't perfect. You should probably buy ... - AOL

   www.aol.com/finance/flood-insurance-isnt-perfect...

   Conventional homeowners insurance offers little to no flood protection, and nationwide just 4% of households carry flood insurance. That gap in insurance coverage can leave homeowners with ...

5. Flood insurance rate map - Wikipedia

   en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

   The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

6. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

7. Most people hit by Hurricane Helene do not have flood insurance

   www.aol.com/most-people-hit-hurricane-helene...

   A recent nationwide study found 24% of locations where people are building to be located in that buffer zone, or immediately outside the 100-year flood zone. "We all love to live near water," she ...