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  2. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]

  3. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

  4. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...

  5. What Are the Pros and Cons of Indexed Universal Life ... - AOL

    www.aol.com/finance/pros-cons-indexed-universal...

    Discover how universal life insurance offers lifelong coverage, cash value growth and flexible premiums, plus the pros and cons of indexed policies.

  6. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Interest credited to the account is determined by the insurer but has a contractual minimum rate (often 2%). When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an "Indexed universal life" contract. Such policies offer the advantage of guaranteed level premiums throughout the ...

  7. Private placement life insurance - Wikipedia

    en.wikipedia.org/wiki/Private_placement_life...

    Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state securities regulators.

  8. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Indexed universal life (IUL) has the flexibility of traditional UL but links your cash value growth to a stock market index, such as the S&P 500. Gains are usually capped, but there is also a ...

  9. Indexed Universal Life (IUL) vs. Roth IRA: Which Is ... - AOL

    www.aol.com/finance/indexed-universal-life-iul...

    If you're torn between getting a life insurance policy and investing in the stock market, an indexed universal life (IUL) policy can serve both purposes. This product provides a death benefit to ...

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