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  2. Social discount rate - Wikipedia

    en.wikipedia.org/wiki/Social_discount_rate

    The proper discount rate should represent the opportunity cost of what else the firm could accomplish with those same funds. [2] If that means that the money could be instead used to invest in the private sector that would yield 5% and that is the next best alternative for using that money then 5% would be the social discount rate

  3. 68–95–99.7 rule - Wikipedia

    en.wikipedia.org/wiki/68–95–99.7_rule

    In statistics, the 68–95–99.7 rule, also known as the empirical rule, and sometimes abbreviated 3sr, is a shorthand used to remember the percentage of values that lie within an interval estimate in a normal distribution: approximately 68%, 95%, and 99.7% of the values lie within one, two, and three standard deviations of the mean, respectively.

  4. Minimum acceptable rate of return - Wikipedia

    en.wikipedia.org/wiki/Minimum_acceptable_rate_of...

    Traditional inflation-free rate of interest for risk-free loans: 3-5%; Expected rate of inflation: 5%; The anticipated change in the rate of inflation, if any, over the life of the investment: Usually taken at 0%; The risk of defaulting on a loan: 0-5%; The risk profile of a particular venture: 0-5% and higher

  5. 6 IRA and 401(k) Changes To Know About for 2025 - AOL

    www.aol.com/finance/6-ira-401-k-changes...

    For anyone already receiving Social Security benefits, Coley said there is a Social Security cost of living adjustment (COLA) of 2.5%. And the base rate for Medicare Part B is going up by about 6% ...

  6. Forget the 4% Rule. Here's What You Should Really Be ... - AOL

    www.aol.com/forget-4-rule-heres-really-090000521...

    The 4% rule is a solid starting point, but getting the most out of your retirement will require more planning and flexibility. Don't hesitate to consult a professional advisor for specific advice ...

  7. A Better Alternative to the 4% Rule? - AOL

    www.aol.com/news/2012-09-14-a-better-alternative...

    The percentage goes up gradually throughout your retirement, starting around 4% to 5% at age 65, rising to around 6% at age 70, and approaching 10% at age 80. ... Fool contributor Dan Caplinger ...

  8. Bonus–malus - Wikipedia

    en.wikipedia.org/wiki/Bonus–malus

    Generally, one degree corresponds to a 5% discount or surcharge. The starting class may depend on the driver's age, sex, place of residence, the car's horsepower. Each country has different legislation, which rules how many degrees an insurer may increase or decrease, the maximum bonus or malus allowed and which statistics insurers can use to ...

  9. Friedman rule - Wikipedia

    en.wikipedia.org/wiki/Friedman_rule

    The Friedman rule is a monetary policy rule proposed by Milton Friedman. [1] Friedman advocated monetary policy that would result in the nominal interest rate being at or very near zero. His rationale was that the opportunity cost of holding money faced by private agents should equal the social cost of creating additional fiat money .