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The average credit score is 715 and most Americans have scores between 600 and 750, with 700+ considered to be good. Find out more on how you compare.
Knowing which credit score range you fall into can help you make financial decisions and prevent you from hurting your credit scores. Learn more.
Two commonly used credit scoring models, FICO and VantageScore, use a scale from 300 to 850 and divide that scale into five credit score ranges. The credit score range you fall into can help determine the likelihood you’ll be offered loans or credit, and the interest rate you’ll pay.
Learn about credit score ranges from our credit score chart: see how FICO calculates credit scores and how you can move into a better credit score range.
Credit scores are calculated based on the underlying information in one of your credit reports from the major credit bureaus: Experian, TransUnion or Equifax. The various types of scores might consider and weight information differently, including the different base FICO ® Scores and VantageScores.
Credit score ranges vary based on the scoring model used to evaluate them. Credit scores are three-digit numbers designed to represent how likely you are to repay a lender on time.
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