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  2. Social Security (United States) - Wikipedia

    en.wikipedia.org/wiki/Social_Security_(United...

    Average in more working years. Social Security benefits are now based on an average of a worker's 35 highest paid annual salaries with zeros averaged in if there are fewer than 35 years of covered wages. The averaging period could be increased to 38 or 40 years, which could potentially reduce the deficit by 10% to 20%, respectively. [citation ...

  3. Grade retention - Wikipedia

    en.wikipedia.org/wiki/Grade_retention

    Grade retention or grade repetition is the process of a student repeating a grade after failing the previous year.. In the United States of America, grade retention can be used in kindergarten through to third grade; however, students in high school are usually only retained in the specific failed subject.

  4. Personal Responsibility and Work Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Personal_Responsibility...

    It is reported by the National Women's Law Center that "more than 10 million women are the sole support for their children and families." [46] In addition in the labor economy, most women are relegated to service sector jobs and jobs dubbed as low-wage earning jobs. Because of these factors, women are in a unique position when it comes to ...

  5. Credit in your golden years: Does your credit score matter ...

    www.aol.com/finance/how-retirement-affects...

    That’s 10% more than in 2022, and it’s the highest amount of losses ever recorded in a single year. Impostor scams were the most costly, totaling $2.7 billion in reported losses due to fraud ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    In zip codes that were majority Latino, 31.4% of individuals had a credit score of less than 620, and only 47.3% had credit scores greater than 700. [ 41 ] 2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile ...

  7. Peter principle - Wikipedia

    en.wikipedia.org/wiki/Peter_principle

    Later work has shown that firms that follow the Peter Principle may be disadvantaged, as they may be overtaken by competitors, or may produce smaller revenues and profits; [13] as well why success most often is a result of luck rather than talent—work which earned Pluchino and Rapisarda a second Ig Nobel Prize in 2022. [14]

  8. Bradford Factor - Wikipedia

    en.wikipedia.org/wiki/Bradford_Factor

    10 instances of absence, each of one day (10 × 10 × 10) = 1000 points For comparison, a single instance of absence with a duration of one working year is approximately 240 points (1 × 1 × 240). In May 2001, HM Prison Service began using the Bradford Formula to identify staff with high absenteeism due to illness. [ 4 ]

  9. Tennis players may live 10 years longer. How the sport ... - AOL

    www.aol.com/finance/tennis-players-may-live-10...

    The study projects that recreational tennis players will live an average of 9.7 years longer than they would have otherwise. (Playing badminton may extend life span by 6.2 years, swimming by 3.4 ...