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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

3. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   FHA loans: 580 with 3.5% down payment, 500 with 10% down payment VA loans: No minimum requirement, but generally 620 USDA loans: No minimum requirement, but generally 640

4. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   The streamline VA loan refinancing program is also called an interest rate reduction refinance loan (IRRRL)—pronounced “Earl.” ... Check today’s refi rates: Find out if refinance rates are ...

5. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

6. Reverse mortgage: What it is and how it works - AOL

   www.aol.com/finance/reverse-mortgage-works...

   These home equity loans can be a source of cash for seniors, albeit a costly one. ... These types of loans provide payments — tax-free — based on your home’s equity, with very specific rules ...

7. Homeowners Affordability and Stability Plan - Wikipedia

   en.wikipedia.org/wiki/Homeowners_Affordability...

   The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]

8. Is doing a VA cash-out refinance a good idea? Here’s ... - AOL

   www.aol.com/finance/doing-va-cash-refinance-good...

   A VA cash-out refinance provides the borrower with cash proceeds, while a streamline refinance does not. The goal of a streamline refinance is to reduce your mortgage interest rate to lower your ...

9. FHA cash-out refinance guide - AOL

   www.aol.com/finance/fha-cash-refinance-guide...

   An FHA cash-out refinance isn’t a free road to more money. You’ll need to pay closing costs on the new loan, which typically range between 2 percent and 6 percent of the loan amount.