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  2. Non-conforming loan - Wikipedia

    en.wikipedia.org/wiki/Non-conforming_loan

    A non-conforming loan is a loan that fails to meet bank criteria for funding.. Reasons include the loan amount is higher than the conforming loan limit (for mortgage loans), lack of sufficient credit, the unorthodox nature of the use of funds, or the collateral backing it.

  3. Bank statement loan: What is it and who should get one? - AOL

    www.aol.com/finance/bank-statement-loan-one...

    Non-QM loans give more borrowers an opportunity to qualify for a loan. However, they tend to have higher interest rates, meaning they cost more. They also lack some of the consumer protections ...

  4. Portfolio mortgages: What they are and how they work

    www.aol.com/finance/portfolio-mortgages...

    Portfolio loans are also a type of non-qualifying loan (non-QM loan for short). Such loans differ from the norm in that they don’t adhere to the home loan standards set by the Consumer Financial ...

  5. What is a non-QM loan? The lowdown on non-qualifying ... - AOL

    www.aol.com/finance/non-qm-loan-lowdown-non...

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  6. Non-performing loan - Wikipedia

    en.wikipedia.org/wiki/Non-performing_loan

    Non-performing property loans are found to lead to banking crises. [32] The need to identify the relationships between macroeconomic factors and NPLs had been crucial for governments and financial institutions to monitor the economy and undertake necessary policies or decisions to control and reduce the number of NPPLs in the financial system.

  7. Non-conforming mortgage - Wikipedia

    en.wikipedia.org/wiki/Non-conforming_mortgage

    A non-conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation (Fannie Mae and Freddie Mac). Mortgages which are non-conforming because they have a dollar amount over the ...

  8. What are non-conforming loans? - AOL

    www.aol.com/finance/non-conforming-loans...

    Non-conforming loans aren’t all risk. Here’s what to know. ... In most areas in 2024, that means a mortgage for more than $766,550 (or up to $1,149,825 in higher-priced markets). In many ...

  9. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    A commercial and industrial loan (C&I loan) is a loan to a business rather than a loan to an individual consumer. These short-term loans may have an interest rate based on the SOFR rate or prime rate and are secured by collateral owned by the business requesting the loan.

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