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  2. EMV - Wikipedia

    en.wikipedia.org/wiki/EMV

    An EMV credit card. EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. . EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standa

  3. Payment terminal - Wikipedia

    en.wikipedia.org/wiki/Payment_terminal

    PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.

  4. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    In all three modes, the CAP reader asks the EMV card to output a data packet that confirms the cancellation of a fictitious EMV payment transaction, which involves the details entered by the user. This confirmation message contains a message authentication code (typically CBC-MAC / Triple DES ) that is generated with the help of a card-specific ...

  5. Do magnets affect credit cards? - AOL

    www.aol.com/finance/magnets-affect-credit-cards...

    Instead of a magnetic strip that you swipe, most credit cards now have an EMV chip that you insert into a card reader or even use to pay contactlessly. Luckily EMV chips aren’t affected by magnets.

  6. What is EMV compliance law and should your business worry ...

    www.aol.com/finance/emv-compliance-law-business...

    Follow these tips to remain EMV compliant when processing chip-enabled credit cards.

  7. Why businesses are not using credit card chip readers - AOL

    www.aol.com/finance/2016-04-12-why-businesses...

    Retailers are now responsible for any money lost owing to credit card fraud if they do not use a chip reader, and while some large retailers have readers installed, not all of them are actively ...

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