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Property damage liability. This coverage is designed to pay, fix or replace other people's property you damage in an accident, whether it's their car, motorcycle, boat, bicycle, fence, mailbox ...
$25,000 in property damage (PD) liability. The last number means that your policy helps pay up to $25,000 for property damage per accident to cover costs to repair or replace other vehicles or ...
Key takeaways. Most states require drivers to carry liability coverage, including bodily injury liability and property damage liability. Collision and comprehensive coverage are optional, but if ...
An example of property damage is where an insured driver (or 1st party) drives into a telephone pole and damages the pole; liability coverage pays for the damage to the pole. In this example, the drivers insured may also become liable for other expenses related to damaging the telephone pole, such as loss of service claims (by the telephone ...
$60,000 in bodily injury liability per accident. $15,000 in property damage liability per accident. Often, you’ll see minimum coverage requirements written as three numbers separated by forward ...
That means if your personal property is damaged due to one of these events, your insurance company should reimburse you up to your coverage limits. Generally, damage caused by the following perils ...
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