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  2. 0% APR car deals: Are they worth it? - AOL

    www.aol.com/finance/0-apr-car-deals-worth...

    How to qualify for a 0% APR car deal. Zero percent financing deals are generally reserved for borrowers with excellent credit — typically classified as a credit score of 800 and above.

  3. December Autos Alert: 8 Cars With the Best Financing ... - AOL

    www.aol.com/finance/december-autos-alert-8-cars...

    Nissan Titan. Both the 2023 Nissan Titan and and the 2023 Nissan Titan XD have a 0.0% APR financing offer for 60 months. The offer for each car model ends on January 2, 2024.

  4. Is It Still Possible To Get 0% Financing When Buying a Car? - AOL

    www.aol.com/still-possible-0-financing-buying...

    It wasn't too long ago that every car ad seemed to be offering 0% financing on new vehicles -- an incredibly tempting offer for potential buyers. But now, almost no one is offering these ...

  5. 0% finance - Wikipedia

    en.wikipedia.org/wiki/0%_finance

    The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...

  6. Personal contract purchase - Wikipedia

    en.wikipedia.org/wiki/Personal_contract_purchase

    The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [ 6 ] This form of contract purchase was originally used more by businesses than individuals, but there has been steadily increasing use by consumers in countries such as the UK in recent years.

  7. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]

  8. 10 Best 4th of July Car Deals in 2024 - AOL

    www.aol.com/10-best-4th-july-car-200109162.html

    Honda Accord. Deal: 0.99% APR on Pre-Owned Models. Honda is offering 0.99% average percentage rate (APR) financing on factory-certified preowned Accords. This is a great deal for a very popular ...

  9. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.

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