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2. My local car dealer just offered me a zero-interest loan for ...

   www.aol.com/finance/local-car-dealer-just...

   While the prospect of buying a car with no down payment or 0% financing may sound exciting, some consumer advocates warn that not all incentives are created equal, and that buyers should shop ...

3. Can You Buy a Car with Bad Credit? - AOL

   www.aol.com/buy-car-bad-credit-214400888.html

   In some cases, you may even find opportunities to buy a car with 0% APR loans, or interest-free car loans. If your score is closer to the bottom of the spectrum, particularly if it falls into the ...

4. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

   www.aol.com/best-auto-loan-rates-first-160019538...

   For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

5. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   0% financing or zero percent financing, alternatively known as discounted finance, is a widely used marketing tactic for attracting buyers of consumer goods, automobiles, real estate, or credit cards in different parts of the world.

6. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   Effectively, he or she pays $1,000 to get the "interest free" loan. Since only auto makers can do this type of bundling, banks, credit unions and other competitors are left at a disadvantage. They must disclose true APR rates while the auto makers can claim no interest costs. In the process, the typical consumer is left with a complex finance ...

7. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   The new bank/card issuer makes this arrangement attractive to consumers by offering incentives. Such incentives include low or even 0% interest rates, a temporary interest-free period, loyalty points, or other incentives. The 0% rate promotion is the most common incentive when a new account is opened.