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1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
The details required for a small credit agreement (a principal debt of less than R15 000) are set out in Form 20.2 to the Regulations. The credit provider must give to the consumer, free of charge, a copy of the signed credit agreement (in paper form or printable electronic form).
In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...
National Credit Regulator (NCR) is a South African government agency that regulates the credit industry in South Africa. The NCR was established under National Credit Act 34 of 2005 (the Act). The NCRt is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
Founded in 1994 and headquartered in Stellenbosch, South Africa, Compuscan is a subsidiary of South African-based Compuscan Information Technologies. [1] The company, which was originally focused on providing credit history reporting for microcredit transactions, is among South Africa's leading credit bureaus and is a member of the nation's Credit Bureau Association.
But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...
Jacobson P ‘Wealth of legal information available on the Web now, for free’ Jacobson Attorneys blog, December 2006; Kabalu A 'SAFLII Report to the Southern Africa Judges Commission'. Retrieved 2 May 2012. Montgomery J ‘Free access to primary legal documents in Southern Africa’ 15(1) Organisation of SA Law Libraries (OSALL) Newsletter ...