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2. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   The full mortgage application takes place after you’ve had an offer on a home accepted. ... Form 4506-T or 4506T-EZ: A form from your loan officer authorizing the lender to access your tax returns.

3. Should you apply for a mortgage online? - AOL

   www.aol.com/finance/apply-mortgage-online...

   Convenience – With an online mortgage application, you can easily locate and upload copies of documents, such as your latest bank statements, pay stubs and tax returns, to a secure website ...

4. The best home loan: how to shop for and compare mortgage offers

   www.aol.com/finance/best-home-loan-shop-compare...

   By having these documents ready ahead of time, you can make the mortgage application process quicker and easier. Step 3: Compare mortgage offers online Once you have your documents handy, you can ...

5. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   A mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan)". Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants, or an investment portfolio).

7. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003). Lenders require complete ...