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Financial literacy is the possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money. Financial literacy, financial education and financial knowledge are used interchangeably. [1] Financially unsophisticated individuals cannot plan financially because of their poor financial knowledge.
The Literacy Myth: Literacy and Social Structure in the Nineteenth Century City (Academic Press, 1979). Graff, Harvey J. ed. Literacy and social development in the West: A reader (Cambridge UP, 1981), scholarly studies of many countries; Guzzetti, Barbara, ed. Literacy in America: An Encyclopedia of History, Theory, and Practice (ABC-CLIO, 2002)
The United States Food and Drug Administration (FDA or US FDA) is a federal agency of the Department of Health and Human Services.The FDA is responsible for protecting and promoting public health through the control and supervision of food safety, tobacco products, caffeine products, dietary supplements, prescription and over-the-counter pharmaceutical drugs (medications), vaccines ...
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Change in access to a financial account or services between 2005 and 2014 by country [2]. The term "financial services" became more prevalent in the United States partly as a result of the Gramm–Leach–Bliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge.
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