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  2. Microcredit for water supply and sanitation - Wikipedia

    en.wikipedia.org/wiki/Microcredit_for_water...

    The project was carried out in the cities of Danang, Haiphong, and Quang Ninh. The aim was to provide small loans (US$145) to low-income households for targeted sanitation investments such as septic tanks, urine diverting/composting latrines or sewer connections. Participating households had to join a savings and credit group of 12 to 20 people ...

  3. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

  4. SBA 504 Loan - Wikipedia

    en.wikipedia.org/wiki/SBA_504_Loan

    There are three partners in an SBA 504 loan—the borrower, a bank or other regulated lender, and a CDC. Typically the borrower must contribute 10% of the total project cost; their bank lends 50% at their own rate and term (as long as the term is at least 10 years), and has a first lien on the assets being financed; and the CDC lends 40%, with a second lien.

  5. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    If a loan's origination amount is above the CLL then a mortgage is considered a jumbo loan, and typically has higher rates associated with it. This is because both Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market, making the demand for a non-conforming loan much less. By virtue of the laws of ...

  6. Ohio bill would change how property tax levies are worded for ...

    www.aol.com/news/ohio-bill-change-property-tax...

    —247B: Assessed valuation of real property in Ohio in 2017. —1939: Year the Ohio Revised Code required millage expressed in a dollar amount related to $100 of property valuation. —229: Pages ...

  7. Sanitation - Wikipedia

    en.wikipedia.org/wiki/Sanitation

    Onsite sanitation (or on-site sanitation) is defined as "a sanitation system in which excreta and wastewater are collected and stored or treated on the plot where they are generated". [ 22 ] : 173 Another term that is used for the same system is non-sewered sanitation systems (NSSS), which are prevalent in many countries. [ 39 ]

  8. Real estate development - Wikipedia

    en.wikipedia.org/wiki/Real_estate_development

    Real estate development is different from construction or housebuilding, although many developers also manage the construction process or engage in housebuilding. Developers buy land, finance real estate deals, build or have builders build projects, develop projects in joint ventures, and create, imagine, control, and orchestrate the process of ...

  9. Ohio State loses second starting offensive lineman for season ...

    www.aol.com/sports/ohio-state-loses-second...

    Ohio State is now down two offensive linemen for the rest of the 2024 season. According to multiple reports , star center Seth McLaughlin suffered a torn Achilles during practice on Tuesday.