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2. Debt-service coverage ratio: What is it and how do you ... - AOL

   www.aol.com/finance/debt-coverage-ratio...

   Key takeaways. Debt-service coverage ratio (DSCR) looks at a company's cash flow versus its debts. The ratio is used when gauging a business's ability to pay off current loans and take on future ...

3. How to get a business loan with bad credit - AOL

   www.aol.com/finance/business-loan-bad-credit...

   Lenders will factor in how much debt your business currently has using a debt-to-income ratio and debt service coverage ratio (DSCR). Lenders often want to see a 1.25 to 2 DSCR, meaning that you ...

4. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   DSCR loans: If you’re a real estate investor, you might qualify for a debt service coverage ratio (DSCR) loan, which is based on your portfolio’s cash flow and how that relates to your ability ...

5. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

6. Loan covenant - Wikipedia

   en.wikipedia.org/wiki/Loan_covenant

   A loan covenant is a condition in a commercial loan or bond issue that requires the borrower to fulfill certain conditions or which forbids the borrower from undertaking certain actions, or which possibly restricts certain activities to circumstances when other conditions are met.

7. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

8. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Similar to payday lenders: Like payday lenders offering personal loans, hard money lenders have little oversight or regulation to adhere to, says Bruce Ailion, a real estate attorney and Realtor ...

9. DSCR - Wikipedia

   en.wikipedia.org/wiki/DSCR

   DSCR may refer to: Daylesford Spa Country Railway, a heritage railway in Victoria, Australia; Debt service coverage ratio; Defense Supply Center, Richmond