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  2. Should you replace your bank account with PayPal? - AOL

    www.aol.com/finance/replace-bank-account-paypal...

    If you’re unable to open a bank account due to a bad ChexSystems report, PayPal can be helpful. The company’s prepaid card has a $4.95 monthly fee, which can be a better alternative to paying ...

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. How long can a credit card charge be pending? - AOL

    www.aol.com/finance/long-credit-card-charge...

    Have you ever checked your credit card account to see your balance or confirm that a purchase has posted, only to see a transaction listed as “pending” even after days or even weeks ...

  5. Here’s Why Your Stimulus Check Might Still Be Pending - AOL

    www.aol.com/finance/why-stimulus-check-might...

    Many Americans are wondering why the third round of stimulus checks have been pending in their bank accounts all weekend long. Stimulus payments began hitting bank accounts Friday, but the funds ...

  6. PayPal - Wikipedia

    en.wikipedia.org/wiki/PayPal

    eBay, PayPal, Kijiji and StubHub, 500 King Street West, Toronto, April 2014. PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders.

  7. Float (money supply) - Wikipedia

    en.wikipedia.org/wiki/Float_(money_supply)

    In economics, float is duplicate money present in the banking system during the time between a deposit being made in the recipient's account and the money being deducted from the sender's account. It can be used as investable asset, but makes up the smallest part of the money supply. Float affects the amount of currency available to trade and ...

  8. Is Your Tax Refund Still Sitting in the Bank? 5 Things You ...

    www.aol.com/tax-refund-still-sitting-bank...

    Your tax refund has hit your bank account, and you’re uncertain about what to do with this money. You have so many options , but you don’t know what the right move is for your situation.

  9. Balance (accounting) - Wikipedia

    en.wikipedia.org/wiki/Balance_(accounting)

    In banking and accounting, the balance is the amount of money owed (or due) on an account. In bookkeeping, "balance" is the difference between the sum of debit entries and the sum of credit entries entered into an account during a financial period. [1] When total debits exceed the total credits, the account indicates a debit balance. The ...