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2. Underwriting - Wikipedia

   en.wikipedia.org/wiki/Underwriting

   The term "underwriting" derives from the Lloyd's of London insurance market. Financial backers (or risk takers), who would accept some of the risk on a given venture (historically a sea voyage with associated risks of shipwreck) in exchange for a premium, would literally write their names under the risk information that was written on a Lloyd's slip created for this purpose.

3. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

4. Medical underwriting - Wikipedia

   en.wikipedia.org/wiki/Medical_underwriting

   From the insurers' point of view, medical underwriting is necessary to prevent people from purchasing health insurance coverage only when they are sick, pregnant or need medical care. Adverse selection is a system that attracts high-users and discourages low-users from participating. Proponents of underwriting believe that if given the ability ...

5. 2008 financial crisis - Wikipedia

   en.wikipedia.org/wiki/2008_financial_crisis

   A contrarian view is that Fannie Mae and Freddie Mac led the way to relaxed underwriting standards, starting in 1995, by advocating the use of easy-to-qualify automated underwriting and appraisal systems, by designing no-down-payment products issued by lenders, by the promotion of thousands of small mortgage brokers, and by their close ...

6. Spiro Agnew - Wikipedia

   en.wikipedia.org/wiki/Spiro_Agnew

   [10] Theodore Agnew sold fruit and vegetables from a roadside stall, while the youthful Spiro helped the family's budget with part-time jobs, delivering groceries and distributing leaflets. [9] As he grew up, Spiro was increasingly influenced by his peers, and began to distance himself from his Greek background. [ 11 ]

7. Susan Collins - Wikipedia

   en.wikipedia.org/wiki/Susan_Collins

   With former U.S. Senator Olympia Snowe (also R-ME) Collins has been described as a moderate Republican and a centrist, [110] [111] having voted with her party 59% of the time from 1997 to 2016. She voted with her party more often, about 87% of the time, in 2017, at the beginning of the Trump administration. [112] [113] [114]