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Average mortgage rates remain stable as of Thursday, July 25, 2024, a welcome calming after spikes and volatility earlier in the month that pushed 30-year fixed rates above 7.00%.
Looking at the past four decades, the average rate on a 30-year fixed mortgage peaked in 1981, rising to roughly 16 percent. The average 30-year fixed rate bottomed in 2021 at just under 3 percent ...
See today's average mortgage rates for a 30-year fixed ... the Federal Reserve left the federal funds target interest rate at a 23-year high of 5.25% to 5.50% for an eighth straight time since ...
Thus, if your loan is $300,000, one point would cost you $3,000. Each discount point typically reduces your interest rate by 0.25% (though this varies by the specific lender). So, for example ...
The average rate for shorter 15-year terms is 6.14% for purchase and 6.17% for refinance, down 19 basis points from 6.33% for purchase and down 13 basis points from 6.30% for refinance this time ...
5/1 adjustable rate mortgage — 6.52%. 30-year fixed FHA rate — 6.95%. ... 2024, though officials have signaled a cut to the key interest rate later this year.
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