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  2. Avoid These 3 Common Required Minimum Distribution (RMD ... - AOL

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    For example, 2025 RMDs must be completed by Dec. 31, 2025. However, there's an exception for your first RMDs. Those who turned 73 last year have until April 1, 2025, to take their first RMD.

  3. Do RMD Rules Apply If You're Still on the Job? - AOL

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    Whether you need to take an RMD if still working depends on the type of account you have. If you only have a traditional IRA, then you’d need to plan for RMDs beginning at age 72, regardless of ...

  4. 2 New Required Minimum Distribution (RMD) Rules Everyone Must ...

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    Image source: Getty Images. RMDs begin at age 73 for individuals born in 1951 or later. Traditionally, required minimum distributions (RMDs) have started at age 70 and 1/2 (born before July 1949 ...

  5. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    Although the rules require RMDs to begin by April 1 of the year after the individual reaches age 72, [a] participants in an employer-sponsored plan can usually wait until April 1 of the year after retirement (if later than age 72 [a]) to begin distributions unless the individual owns 5% or more of the employer who is sponsoring the plan.

  6. 3 Required Minimum Distribution (RMD) Rules Investors Must ...

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    Born before July 1, 1949: RMDs should have started at age 70 and 1/2. In most cases, RMDs must be taken by Dec. 31. The only exception is first-time RMDs may be postponed until April 1 of the ...

  7. Don't Forget About These 3 Required Minimum Distribution (RMD ...

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    Image source: Getty Images. 1. Roth 401(k)s are no longer subject to RMDs. Anyone who opted into their workplace's Roth 401(k) and used it as their only retirement account could've been in for a ...

  8. 6 Required Minimum Distribution Retirement Rules You ... - AOL

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    3. Workplace retirement plans have an RMD exception. If you have a retirement plan at work, such as a 401(k) or 403(b), there’s an important RMD exception.

  9. What Everybody Needs to Know About Required Minimum ... - AOL

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    All RMDs after your first are due by Dec. 31 each year. That means if you opt to wait until April 1 to take your first RMD, you'll have to take two RMDs in the same year.

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