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Personal Health Information [3] Financial information; A big area of the CCPA exemption is the personal health information (PHI) that is gathered. [41] Rather than the data being treated with the CCPA guidelines in mind, it is expected for PHI to adhere to the Health Insurance Portability and Accountability Act, otherwise known as HIPAA. [41]
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The overall intention of the act is to resolve information asymmetry between consumers and businesses concerning the use of personal information. To that end the key rights of the Act include: Control the use of personal information and limiting the use of sensitive personal information through the right to opt out of sale.
Information about a person's financial transactions, including the amount of assets, positions held in stocks or funds, outstanding debts, and purchases can be sensitive. If criminals gain access to information such as a person's accounts or credit card numbers, that person could become the victim of fraud or identity theft. Information about a ...
An early attempt to create rules around the use of information in the U.S. was the fair information practice guidelines developed by the Department for Health, Education and Welfare (HEW) (later renamed Department of Health & Human Services (HHS)), by a Special Advisory Committee on Automated Personal Data Systems, under the chairmanship of ...
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The Consumer Credit Protection Act (CCPA) is a United States law Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on Consumer Finance.
Personal information can be anything that can be used to identify an individual, not limited to the person's name, address, date of birth, marital status, contact information, ID issue, and expiry date, financial records, credit information, medical history, where one travels, and intentions to acquire goods and services. [2]
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