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Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. ... Home insurance usually doesn’t cover ...
Install wind mitigation features: State law requires Florida home insurance companies to offer discounts for certain wind protection features, such as hurricane straps and other roof-bracing ...
Insurance company representatives say the discount requirement overemphasizes individual mitigation steps. Instead, they argue, homeowners should be rewarded for doing all of them, because that ...
A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, for example, premium discounts for certain favorable wind mitigation features are mandated by State law and can total 45% of the original policy's premium. In coastal parts of ...
The Homeowners’ Defense Act is a bill proposed in the House and Senate in the 111th United States Congress. The bill was proposed by Democratic Representative, Ron Klein of Florida. [1] The purpose of the law, according to its sponsors, is to ensure availability of homeowners’ insurance for catastrophic events.
The inspection alone can help save homeowners money on their insurance premiums by documenting common wind-damage mitigation features such as roofing materials, storm shutters, secure attachments ...
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