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Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.
Credit union consumers can take advantage of auto loan rates as low as 3.49 percent APR. Other benefits include the ability to finance 100 percent of your purchase, mechanical repair coverage with ...
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Consider an alternative, like a credit card, personal loan or payday alternative loan, to access the funds you need. If you must use a car title loan, read the fine print to ensure you understand ...
A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [ 2 ]
Headquarters in St. Joseph, Michigan. United Federal Credit Union (UFCU) is an American federally chartered credit union based in St. Joseph, Michigan. Originally chartered in 1949, UFCU has more than 194,000 Members in all 50 states and the District of Columbia.
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