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In addition to the more common loans, the company also offers interest-only loans, flexible mortgages they’ve dubbed “I CAN” loans with repayment terms ranging from eight to 30 years, and more.
A specific type of flexible mortgage common in Australia and the United Kingdom is an offset mortgage. The key feature of an offset mortgage is the ability to reduce the interest charged by offsetting a credit balance against the mortgage debt, with interest charged based on the outstanding net debt.
For a small, regional lender, New American provides in-house loan servicing, and offers flexible terms. They also were marked high on good customer service and transparency.
The 2024 Mortgage Origination Satisfaction Study saw a shake-up of top lenders, with 2023's highest-rated pair of lenders, Fairway Independent Mortgage Corporation and Rocket Mortgage, falling out ...
Online mortgage lender. Bankrate Score. Minimum credit score. Minimum down payment. First Mortgage Direct. 4.8. 620 for conventional loans, 580 for FHA loans, 580 for VA loans
There are many mortgage lenders to choose from, and they include online lenders, traditional banks, and local financial institutions. Some factors to consider when choosing the best lender include ...
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