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  2. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    Life insurance is a contract with your insurance company that pays out a death benefit should you die while the policy is active. Life insurance usually requires premium payments to keep the ...

  3. Life insurance death benefits - AOL

    www.aol.com/finance/life-insurance-death...

    Life insurance offers more than just peace of mind — it provides critical financial protection for your loved ones when they need it most. At the heart of every policy is the death benefit, the ...

  4. What does life insurance cover? - AOL

    www.aol.com/finance/does-life-insurance-cover...

    A traditional life insurance policy is designed to cover the life of an insured individual, providing financial support to beneficiaries upon the insured’s death. Understanding what life ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  6. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

  7. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    The insured party normally pays premiums until death, except for limited pay policies which may be paid up in 10 years, 20 years, or at age 65. Whole life insurance belongs to the cash value category of life insurance, which also includes universal life, variable life, and endowment policies.

  8. What happens if your life insurance beneficiary dies ... - AOL

    www.aol.com/finance/happens-life-insurance...

    What happens if the owner of a life insurance policy dies before the insured? When the owner of a life insurance policy passes away before the insured, things can get a bit tricky. If the owner ...

  9. Longevity insurance - Wikipedia

    en.wikipedia.org/wiki/Longevity_insurance

    Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

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