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  2. Visa is sued over 'Vanilla' gift card scam - AOL

    www.aol.com/news/visa-sued-over-vanilla-gift...

    Visa was sued on Tuesday by consumers who said the card payments network failed to make prepaid "Vanilla" gift cards less likely to being drained by thieves. Ira Schuman, who leads the proposed ...

  3. Maker of popular gift cards sued over alleged ‘card draining ...

    www.aol.com/finance/maker-popular-gift-cards...

    The reason why prepaid Visa Vanilla gift cards as well as other prepaid gift cards are being targeted by card draining scams is because of their versatility. These kinds of cards “can be used ...

  4. What is gift card draining? How to prevent getting scammed - AOL

    www.aol.com/news/gift-card-draining-prevent...

    A 2022 AARP survey found that nearly one in four people have given or received gift cards that had no funds on them. Gift card and reload card fraud cost $228 million last year, according to the ...

  5. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  6. Return fraud - Wikipedia

    en.wikipedia.org/wiki/Return_fraud

    Return fraud is the act of defrauding a retail store by means of the return process.There are various ways in which this crime is committed. For example, the offender may return stolen merchandise to secure cash, steal receipts or receipt tape to enable a falsified return, or use somebody else's receipt to try to return an item picked up from a store shelf.

  7. Carding (fraud) - Wikipedia

    en.wikipedia.org/wiki/Carding_(fraud)

    In the context of [43] fraud, using stolen credit card data to purchase gift cards is becoming an increasingly common money laundering tactic. Another way gift card fraud occurs is when a retailer's online systems which store gift card data undergo brute force attacks from automated bots. Tax refund fraud is an increasingly popular method of ...

  8. Thieves are targeting California's refund cards. Here's what ...

    www.aol.com/news/thieves-targeting-californias...

    Gov. Gavin Newsom sought to take some of the sting out of high gasoline prices by sending millions of Californians a Middle Class Tax Refund. But a number of people are reporting that thieves have ...

  9. Stored-value card - Wikipedia

    en.wikipedia.org/wiki/Stored-value_card

    In Connecticut an issuer is required to identify the residence of the gift card owner. Since most merchant gift cards are anonymous, the residence of the card's owner is deemed to be the state's treasurer's office. Presently, no law requires a merchant to provide refunds for lost or stolen cards. Whether a refund is possible is specified in an ...