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  2. Payment card industry - Wikipedia

    en.wikipedia.org/wiki/Payment_card_industry

    On 7 September 2006, American Express, Discover Financial Services, Japan Credit Bureau, Mastercard and Visa International formed the Payment Card Industry Security Standards Council (PCI SSC) with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard. The council itself claims to be independent of the ...

  3. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    The annual fee can be charged by some providers to pay for the costs of maintaining the merchant's account. Sometimes these fees can be quarterly. The fee can be from $79–$399. These fees in cases include a Payment Card Industry (PCI) compliance fee, which may include a cyber/breach insurance policy.

  4. Card scheme - Wikipedia

    en.wikipedia.org/wiki/Card_scheme

    Card schemes are payment networks linked to payment cards, such as debit or credit cards, of which a bank or any other eligible financial institution can become a member. By becoming a member of gets the possibility to issue cards or acquire merchants operating on the network of that card scheme.

  5. RCBC Credit Cards - Wikipedia

    en.wikipedia.org/wiki/RCBC_Credit_Cards

    In May 1995, Visa International granted Bankard, Inc. the license to acquire merchant billings and to issue credit cards carrying the Visa brand. [2] When PCI Bank merged with Equitable Bank to form Equitable PCI Bank, the new Equitable PCI chose to keep Equitable Bank's credit card arm, Equitable CardNetwork, rather than to incorporate Bankard ...

  6. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    In December 2023, claim forms began mailing to millions of business owners in the class who accepted Visa and/or Mastercard payment cards during the 15-year class period from January 1, 2004, to January 25, 2019. [3] The claims period was extended from May 31 to August 30, 2024, and further extended to February 4, 2025.

  7. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    An interchange fee is a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank").

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  9. Payment Card Industry Data Security Standard - Wikipedia

    en.wikipedia.org/wiki/Payment_Card_Industry_Data...

    The PCI SSC (Payment Card Industry Security Standards Council) has released supplemental information to clarify requirements, which includes: Information Supplement: Requirement 11.3 Penetration Testing; Information Supplement: Requirement 6.6 Code Reviews and Application Firewalls Clarified