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A third-party claim is a liability associated with the mold. For instance, a house guest may get ill and have medical expenses due to mold exposure in your home. ... Mold is a common problem, but ...
An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like liability and additional living expenses. An ...
There are no specific laws shielding tenants from harmful mold in Washington state. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Toxic mold is a common cause of bad faith lawsuits, with about half of the 10,000 toxic mold cases in 2001 being filed against insurance companies on bad faith grounds. Before 2000 the claims were uncommon, with relatively low payouts. One notable lawsuit occurred when a Texas jury awarded $32 million (later reduced to $4 million).
(Of note: Lower-income residents are especially at risk for water damage and mold-health problems, as they’re more likely to live in poorly constructed homes in low-lying areas, and have less ...
Environmental Assessment has little to do with the subject of hazardous substance liability, but rather is a study preliminary to an Environmental Impact Statement, which identifies environmental impacts of a land development action and analyzes a broad set of parameters including biodiversity, environmental noise, water pollution, air ...
Renters insurance is not required by law, but it may be required by your landlord, and it’s usually very cheap compared to the cost of replacing your belongings out of pocket. 7.